Saving is never easy, but it is perhaps one of the most important things parents can do to protect the future for themselves and for their child(ren). With no way of knowing what the future holds, we are nevertheless bound to be ready for it… or not ready for it, as the case may be. Employment changes, health changes, family needs change. All we can do is decide what is likely, what we hope to do, and what is a predictably possible, then do our best to prepare.